Why Compliance Matters in Collections Technology
Debt collection is one of the most highly regulated industries in the United States. Agencies and law firms are subject to the Fair Debt Collection Practices Act (FDCPA), the CFPB’s Regulation F, and carrier requirements such as STIR/SHAKEN. A single misstep can have lasting consequences.
Consumer complaints to the CFPB are publicly reported and can trigger investigations. Carriers may block or suspend phone numbers that appear to be in violation of spam prevention standards, even if those numbers belong to legitimate businesses. And FDCPA violations can result in fines, lawsuits, or reputational harm that erodes consumer trust.
At D1AL, we recognize that our clients cannot afford to gamble with compliance. That is why every feature we design, every product we release, and every relationship we maintain is guided by a simple principle: compliance comes first.

Our Approach to
Compliance
D1AL takes a proactive approach to compliance that goes far beyond the minimum requirements.

A Philosophy of Partnership
We view compliance not as a burden, but as a shared responsibility with our clients, carriers, and regulators. By working closely with Tier 1 carriers and maintaining transparent, audit-ready reporting, we help agencies demonstrate good faith and accountability in every consumer interaction.
For us, compliance is not simply about avoiding penalties — it is about building trust. When consumers trust that communications are legitimate, when carriers trust that numbers are clean, and when regulators trust that technology is being used responsibly, everyone wins.


